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Exceptionally low property prices in Florida make it an ideal time to buy, with plenty to choose from offering excellent growth potential.
Take advantage of the fantastic Pound to Dollar exchange rate by releasing equity from your UK property to purchase in the US.
High rental returns from Florida Gulf coast properties make it an ideal location to purchase.
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Documentation required
The following is a list of the usual documents that may be required with your Florida mortgage application (depending upon the Florida mortgage program chosen).
- Address verification
- I.D. verification
- Proof of income, pay slips or accounts (not required for ‘Stated Income’ Loans)
- Previous six months bank statements
- Signed copy of the sales purchase contract
- Appraisal Report ( valuation )
- Existing credit history i.e. mortgage payments, loans, credit cards
- Proof of deposit funds ( savings accounts, current account )
Acceptable forms of Address Verification :
- Mortgage or loan statements
- Utility bill
- Council tax bill
- Bank Statement
- Credit Card Statement
Acceptable forms of I.D. verification :
- Valid full passport
- Current drivers licence
Additional documents may be required depending upon the mortgage product chosen.
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